First, we convert cash into an electronic form of value when exchanging goods and services online in principle. So, transfer money to digital currency for online banking. Given, proper netiquette to use the internet to handle business. Then, we all have to make a living.
Next, we can transfer between our own accounts. Also, specifically for goods. In addition, non financial services. Given, apps allow members to send funds. In return, accepted as a form of electronic payment.
In any event, we have conversion value exchanges on all levels for financial programs. Then, we are trading something. However, the element of digital transformation is a disruptive business social process.
Hence, online banks make for efficient transfers of funds. But, traditional banks underlie the process as a guauntor of funds. On top of that, payment processors already have more secure telecommunications. Thus, online banks allow traditional credit card processing.
It follows, banking does not require a bank these days. Then, we can use a web app. After, convert money from a traditional style account into unit values of an app. App stores, for example.
Transfer Money Netiquette
Therefore, use the web to convert funds into an electronic payment. As a result, good netiquette. Given, efficiencies and economies of scales.