First, most do not take personal guarantees from people we don’t know. So, checks verified before deal is done in classifieds. Given, good netiquette for business to accept checks. But, small businesses cannot afford a loss. As a result, do verify availability of funds.
To begin, just don’t take checks unless their is another relationship. Next, as a seller of an item in an online classified post we are merchants. It follows, use merchant practices accepting checks. Then, best practices prevent being victims of scams.
Hence, verify info on checks. Remember, email addresses are easy to open. Plus, phone purchases are cheap. Banks address and phone numbers can be found various places. Using a fake check might go to a fake number.
So, ask for identification. After, copy the license number onto the check for identity verification. For funds verification call the bank listed on the check. Then, will be able to tell you if the check will clear.
Accordingly, expensive items are targets of scams. It works both ways. Hence, big ticket items require more scrutiny. In any event, forgery of money orders, personal checks, and financial instruments is common. Positive identification helps stop fraud. Person with a fake or no identification is more likely to lie. After, funds verification is paramount.
A valid money order has the amount on it. Once verified it is good for the most part. The price of an item is a major factors to consider when accepting checks. For a high price product out of state checks are not generally accepted. Legal responsibility is harder to enforce. Checks are printed on computers.
Personal computers have high quality printers good enough to fool us. Laser printers are cheap enough for personal use. Therefore, verification may be the only way to know.
Checks Verified Netiquette
Be careful accepting checks because there are many check scams.